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As you investigate the various ways to protect your engagement ring, wedding ring, or other jewelry, you may be questioning your options. Whether through your jeweler, friend, family member, or your own online research, you likely came up with a couple of considerations: a protection plan and jewelry insurance.
Spoiler alert: They are not the same.
You want to wear your jewelry without worry, knowing you’re covered if something happens. Both a protection plan and jewelry insurance are great to have, but it’s important to understand how the coverages differ.
Let’s go over some of the things that set protection plans apart from specialty jewelry insurance so you can make a confident decision about how best to protect your special pieces.
Jewelry owners may purchase both a protection plan for routine maintenance along with a jewelry insurance policy for comprehensive coverage that extends beyond the protection plan coverage for maximum protection.
Remember to check with your jeweler for any complimentary services they may provide to keep your ring and other jewelry sparkling like new. Whether you have a protection plan, insurance or both, it’s recommended you visit your jeweler at least twice a year for a professional cleaning and inspection. Your jeweler will be able to examine your ring with an expert eye to ensure it’s in good condition.
For more information about specialty jewelry insurance from Jewelers Mutual, visit: JewelersMutual.com
Your jewelry reflects who you are and represents your life’s special moments and memories. It deserves protection from jewelry insurance experts.
Jewelers Mutual Insurance Group is the only insurer in North America solely dedicated to jewelry and only jewelry for over 100 years. No matter what pieces you insure, you’ll have the extra level of protection that comes from specialty jewelry insurance to wear your jewelry without worry.Get started