Here's How To Build Your Best-Ever Newlywed Budget

From small expenses to big-picture financial decisions, here's how you and your new spouse can build your best budget together.

After marriage, many aspects of your daily life will need to change as you learn to live in tandem with someone else. One of these is how you handle spending money: from small expenses like your daily latte habit to big-picture financial decisions like buying a home or saving for retirement, you and your new spouse should strive to become open, honest, and comfortable when it comes to discussing money. While you might have different backgrounds and approaches towards saving versus spending, finding common ground for how to manage your income, set financial goals for the future, and put a reasonable budget in place to achieve those goals is key for establishing a peaceful, trustworthy, and happy marriage (and life) together.

"Right after we got married we sat down and started splitting up household tasks and responsibilities and budgeting for them. There were no more mine our yours costs or responsibilities -- they were all ours and we used a joint app to track them and make sure we were on top of them together" -- Emily, Zola User, October 2017


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You Need A Budget (YNAB) is a software and education company that helps people gain total control of their money, and in doing so, their lives.

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