Lucius and Stephanie worked hard building careers, getting degrees (MBA and Master's in Higher Ed focusing on Leadership), building small businesses (networking event company then landlord) and they were looking forward to 2020 being a time to relax, enjoy and celebrate before looking at starting a family in 2021. After losing money on the big Sacramento wedding, Stephanie's renters not paying rent for several months and all of 2020's other surprises, Lucius and Stephanie are looking to kick start their next 10 years together with new goals --- finding the forever house, puppy training class (or two!), and saving up for a honeymoon (yes, the last one was nonrefundable and not covered by event insurance either) that they can dream about and plan for once the world can breathe more easily. They'd appreciate any help with starting fresh!